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KKR Real Estate Finance Trust Inc. KREF

Listed / Traded Mortgage NYSE Mgmt:

KREF is a real estate finance company that originates and acquires transitional senior loans, mezzanine loans, preferred equity, and other debt instruments secured by institutional-quality commercial real estate properties in top markets. As of December 31, 2025, the company's investment portfolio totaled $5,924.2 million, consisting primarily of $5,361.9 million in outstanding principal of senior commercial real estate loans, $502.6 million in real estate owned assets, $44.6 million in CMBS investments, and $15.1 million in an affiliated company investment. The company is externally managed by an indirect subsidiary of KKR and operates as a REIT.

Business overview written from the company's own Form 10-K (Item 1), filed 2026-02-03 — refreshed whenever it files a new one. The figures above are current; see its SEC filings. ✓ From the 10-K

Plain-English: the Snapshot is the quick read — what it pays you (yield, dividend), how its cash flow looks (FFO/AFFO, Price/OCF) and how much debt it carries. Switch to Expert in the header to hide these explanations.

Snapshot

Price
$7.12
Market cap
$457.82M
Enterprise value
$4.82B
Dividend yieldi
5.62%
Annual dividendi
$0.40
Frequency
Quarterly
FFO / sharei
Not reported (common for mortgage REITs)
Distributable Earnings / sharei
$-0.06 · Q1 2026
Net debt / EBITDAi
20.67x · GAAP est.
Op. cash flow / sharei
$1.08
Price / OCFi
6.58
Payout (% of OCF)i
36.97%
Debt / book capitali
80.42%
Premium / disc. to NAVi
No free consensus-NAV source
Credit ratingi
No free ratings feed

Reported FFO / Distributable Earnings / leverage are from the Q1 2026 earnings release (filed 2026-04-22) — 8-K, EX-99.1 ✓ Verified to filing.

Yield uses the latest declared dividend, annualized (latest regular payout × frequency; special/liquidating distributions excluded) — an announced-but-not-yet-declared change isn't reflected until it has an ex-date. FFO, AFFO and Net debt / Adj. EBITDA are the company's reported figures from its latest earnings 8-K. Price/OCF and payout use GAAP operating cash flow. NAV premium and credit ratings have no free source yet. See Methodology.

$10,000 invested

1404shares (~$7.12 each)
$562est. dividends / year
$47≈ per month
5.62%current yield

Illustrative income only, at today's price and latest declared dividend — it excludes price changes, dividend cuts and taxes. Not a forecast.

Model KREF yourself — any amount, shares, per-payment & a multi-year DRIP projection →

Balance sheet (latest FY: 2025)

Total debt
$4.69B
Cash
$84.62M
Net debt / EBITDAi
20.67x
Debt / book capitali
80.42%
Total assets
$6.46B
Total equity
$1.17B
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Debt-maturity ladder, fixed/floating split, secured/unsecured and coverage ratios come from the supplemental — not yet ingested.

Financial history

FYRevenueNet incomeD&A EBITDAOp. cash flow
2025 $457.96M $-47.05M $2.60M $274.92M $72.28M
2024 $592.62M $35.59M $983.00K $448.47M $132.56M
2023 $660.19M $-30.85M $0.00 $427.86M $155.72M
2022 $436.51M $38.10M $0.00 $273.75M $141.12M
2021 $285.76M $137.18M $0.00 $252.31M $124.79M
2020 $269.93M $54.40M $0.00 $182.12M $115.06M

Dividends

Recent regular dividends per share (special distributions excluded), oldest → newest.

Ex-dateRecordPaymentDeclaredAmountFreq.
2026-06-302026-06-302026-07-15 2026-04-22$0.10Quarterly
2026-03-312026-03-312026-04-15 2026-03-11$0.25Quarterly
2025-12-312025-12-312026-01-15 2025-12-10$0.25Quarterly
2025-09-302025-09-302025-10-15 2025-09-11$0.25Quarterly
2025-06-302025-06-302025-07-15 2025-06-10$0.25Quarterly
2025-03-312025-03-312025-04-15 2025-03-14$0.25Quarterly
2024-12-312024-12-312025-01-15 2024-12-12$0.25Quarterly
2024-09-302024-09-302024-10-15 2024-09-13$0.25Quarterly
2024-06-282024-06-282024-07-15 2024-06-13$0.25Quarterly
2024-03-272024-03-282024-04-15 2024-02-01$0.25Quarterly
2023-12-282023-12-292024-01-12 2023-12-15$0.43Quarterly
2023-09-282023-09-292023-10-13 2023-09-15$0.43Quarterly
2023-06-292023-06-302023-07-14 2023-06-15$0.43Quarterly
2023-03-302023-03-312023-04-14 2023-03-17$0.43Quarterly
2022-12-292022-12-302023-01-13 2022-12-13$0.43Quarterly
2022-09-292022-09-302022-10-14 2022-09-13$0.43Quarterly
2022-06-292022-06-302022-07-15 2022-06-15$0.43Quarterly
2022-03-302022-03-312022-04-15 2022-03-15$0.43Quarterly
2021-12-302021-12-312022-01-14 2021-12-14$0.43Quarterly
2021-09-292021-09-302021-10-15 2021-09-15$0.43Quarterly
2021-06-292021-06-302021-07-15 2021-06-15$0.43Quarterly
2021-03-302021-03-312021-04-15 2021-03-15$0.43Quarterly
2020-12-302020-12-312021-01-15 2020-12-15$0.43Quarterly
2020-09-292020-09-302020-10-15 2020-09-15$0.43Quarterly

Coverage (payout of operating cash flow): 36.97%. Tax-character split (ordinary / 199A / capital gain / return of capital) — not disclosed (requires the annual allocation release).

Recent news — KREF

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Same-store NOI, occupancy, leasing/WALT, top tenants, external-manager fees, development pipeline and (for non-traded vehicles) share-class fees, redemption/gating and NAV methodology are planned modules sourced from supplementals and prospectuses.

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