REITResearch Real estate investment trust research powered by AI
← All REITs

Ladder Capital Corp LADR

Listed / Traded Mortgage NYSE Mgmt:

Ladder Capital Corp engages in three core business activities. Its Lending division originates first mortgage loans, comprising "conduit" loans backed by stable, revenue-generating commercial real estate, and "balance sheet" loans for commercial properties undergoing significant change, such as lease-up, sale preparation, or rehabilitation. This segment also deploys capital into various structured real estate debt instruments, including note purchase financings, subordinated debt, and mezzanine financing. The Securities division focuses its investments on commercial mortgage-backed securities (CMBS), U.S. Agency Securities, corporate bonds, and equity holdings. Through its Real Estate division, the company acquires and maintains a diverse portfolio of commercial and residential properties, which spans office buildings, student housing, hotels, industrial sites, retail centers, and condominium units. Established in 2008 and headquartered in New York City, Ladder Capital Corp is recognized as a real estate investment trust (REIT) for federal income tax purposes, enabling it to generally bypass federal corporate income taxes by distributing at least 90% of its taxable earnings to shareholders.

This overview is background from company filings and may not reflect the latest quarter — the figures above are the current data, and the SEC filings are the primary source.

Plain-English: the Snapshot is the quick read — what it pays you (yield, dividend), how its cash flow looks (FFO/AFFO, Price/OCF) and how much debt it carries. Switch to Expert in the header to hide these explanations.

Snapshot

Price
$9.85
Market cap
$1.26B
Enterprise value
$5.23B
Dividend yieldi
9.34%
Annual dividendi
$0.92
Frequency
Quarterly
FFO / sharei
Not reported (common for mortgage REITs)
AFFO / sharei
Not reported in latest 8-K
Net debt / EBITDAi
14.39x · GAAP est.
Op. cash flow / sharei
$0.69
Price / OCFi
14.28
Payout (% of OCF)i
133.42%
Debt / book capitali
73.57%
Premium / disc. to NAVi
No free consensus-NAV source
Credit ratingi
No free ratings feed

Yield uses the latest declared dividend, annualized (latest regular payout × frequency; special/liquidating distributions excluded) — an announced-but-not-yet-declared change isn't reflected until it has an ex-date. FFO, AFFO and Net debt / Adj. EBITDA are the company's reported figures from its latest earnings 8-K. Price/OCF and payout use GAAP operating cash flow. NAV premium and credit ratings have no free source yet. See Methodology.

$10,000 invested

1015shares (~$9.85 each)
$934est. dividends / year
$78≈ per month
9.34%current yield

Illustrative income only, at today's price and latest declared dividend — it excludes price changes, dividend cuts and taxes. Not a forecast.

Model LADR yourself — any amount, shares, per-payment & a multi-year DRIP projection →

Balance sheet (latest FY: 2025)

Total debt
$3.51B
Cash
$37.95M
Net debt / EBITDAi
14.39x
Debt / book capitali
73.57%
Total assets
$5.15B
Total equity
$1.48B
Sponsored
Advanced charts & data →

Debt-maturity ladder, fixed/floating split, secured/unsecured and coverage ratios come from the supplemental — not yet ingested.

Financial history

FYRevenueNet incomeD&A EBITDAOp. cash flow
2025 $392.30M $64.18M $33.29M $275.39M $87.02M
2024 $511.22M $108.25M $34.03M $366.46M $133.92M
2023 $525.09M $101.12M $31.71M $381.55M $180.60M
2022 $543.71M $142.22M $34.44M $400.25M $106.71M
2021 $358.21M $56.52M $39.69M $280.46M $79.74M
2020 $358.10M $-14.45M $41.31M $249.54M $111.94M

Dividends

Recent regular dividends per share (special distributions excluded), oldest → newest.

Ex-dateRecordPaymentDeclaredAmountFreq.
2026-06-302026-06-302026-07-15 2026-06-15$0.23Quarterly
2026-03-312026-03-312026-04-15 2026-03-13$0.23Quarterly
2025-12-312025-12-312026-01-15 2025-12-15$0.23Quarterly
2025-09-302025-09-302025-10-15 2025-09-15$0.23Quarterly
2025-06-302025-06-302025-07-15 2025-06-13$0.23Quarterly
2025-03-312025-03-312025-04-15 2025-03-14$0.23Quarterly
2024-12-312024-12-312025-01-15 2024-12-13$0.23Quarterly
2024-09-302024-09-302024-10-15 2024-09-13$0.23Quarterly
2024-06-282024-06-282024-07-15 2024-06-14$0.23Quarterly
2024-03-272024-03-282024-04-15 2024-03-15$0.23Quarterly
2023-12-282023-12-292024-01-16 2023-12-15$0.23Quarterly
2023-09-282023-09-292023-10-16 2023-09-15$0.23Quarterly
2023-06-292023-06-302023-07-17 2023-06-15$0.23Quarterly
2023-03-302023-03-312023-04-17 2023-03-15$0.23Quarterly
2022-12-292022-12-312023-01-17 2022-12-15$0.23Quarterly
2022-09-292022-09-302022-10-17 2022-09-15$0.23Quarterly
2022-06-292022-06-302022-07-15 2022-06-15$0.22Quarterly
2022-03-302022-03-312022-04-15 2022-03-15$0.20Quarterly
2021-12-302021-12-312022-01-18 2021-12-15$0.20Quarterly
2021-09-292021-09-302021-10-15 2021-09-15$0.20Quarterly
2021-06-292021-06-302021-07-15 2021-06-15$0.20Quarterly
2021-03-302021-03-312021-04-15 2021-03-15$0.20Quarterly
2020-12-302020-12-312021-01-15 2020-12-15$0.20Quarterly
2020-09-092020-09-102020-10-01 2020-08-31$0.20Quarterly

Coverage (payout of operating cash flow): 133.42%. Tax-character split (ordinary / 199A / capital gain / return of capital) — not disclosed (requires the annual allocation release).

Recent news — LADR

Headlines via Financial Modeling Prep; links open the original publisher in a new tab. Not an endorsement or investment advice.

Other Mortgage REITs

Same-store NOI, occupancy, leasing/WALT, top tenants, external-manager fees, development pipeline and (for non-traded vehicles) share-class fees, redemption/gating and NAV methodology are planned modules sourced from supplementals and prospectuses.

Theme