Lument Finance Trust, Inc. LFT
Lument Finance Trust, Inc. functions as a real estate investment trust (REIT) with a core business centered on acquiring, financing, and managing a diverse portfolio of commercial real estate (CRE) debt investments throughout the United States. The company's primary focus lies in transitional floating-rate commercial mortgage loans, particularly those secured by middle-market multi-family assets. Beyond these, it also strategically invests in a variety of other CRE-related debt products, including mezzanine loans, preferred equity, commercial mortgage-backed securities (CMBS), fixed-rate loans, and construction financing. As a formally qualified REIT under the Internal Revenue Code of 1986, Lument Finance Trust, Inc. benefits from a significant tax advantage: it is exempt from federal income taxes provided it distributes at least 90% of its taxable earnings to its shareholders. The firm underwent a name change in December 2020, having previously been known as Hunt Companies Finance Trust, Inc. Incorporated in 2012, its corporate headquarters are situated in New York, New York.
Business overview written from the company's own Form 10-K (Item 1), filed 2026-03-23 — refreshed whenever it files a new one. The figures above are current; see its SEC filings. ✓ From the 10-K
Plain-English: the Snapshot is the quick read — what it pays you (yield, dividend), how its cash flow looks (FFO/AFFO, Price/OCF) and how much debt it carries. Switch to Expert in the header to hide these explanations.
Snapshot
Reported FFO / Distributable EPS / leverage are from the Q1 2026 earnings release (filed 2026-05-20) — 8-K, EX-99.1 ✓ Verified to filing.
Yield uses the latest declared dividend, annualized (latest regular payout × frequency; special/liquidating distributions excluded) — an announced-but-not-yet-declared change isn't reflected until it has an ex-date. FFO, AFFO and Net debt / Adj. EBITDA are the company's reported figures from its latest earnings 8-K. Price/OCF and payout use GAAP operating cash flow. NAV premium and credit ratings have no free source yet. See Methodology.
$10,000 invested
Illustrative income only, at today's price and latest declared dividend — it excludes price changes, dividend cuts and taxes. Not a forecast.
Model LFT yourself — any amount, shares, per-payment & a multi-year DRIP projection →
Balance sheet (latest FY: 2025)
Debt-maturity ladder, fixed/floating split, secured/unsecured and coverage ratios come from the supplemental — not yet ingested.
Financial history
| FY | Revenue | Net income | D&A | EBITDA | Op. cash flow |
|---|---|---|---|---|---|
| 2025 | $79.18M | $-2.75M | $779.26K | $51.93M | $10.10M |
| 2024 | $34.86M | $22.65M | $0.00 | $0.00 | $27.13M |
| 2023 | $32.08M | $19.71M | $72.54M | $167.06M | $24.74M |
| 2022 | $20.02M | $9.86M | $61.14K | $61.14K | $16.29M |
| 2021 | $21.07M | $10.53M | $425.66K | $425.66K | $13.85M |
| 2020 | $19.14M | $8.45M | $0.00 | $0.00 | $12.22M |
Dividends
Recent regular dividends per share (special distributions excluded), oldest → newest.
| Ex-date | Record | Payment | Declared | Amount | Freq. |
|---|---|---|---|---|---|
| 2026-06-30 | 2026-06-30 | 2026-07-15 | 2026-06-10 | $0.04 | Quarterly |
| 2026-03-31 | 2026-03-31 | 2026-04-15 | 2026-03-16 | $0.04 | Quarterly |
| 2025-12-31 | 2025-12-31 | 2026-01-15 | 2025-12-11 | $0.04 | Quarterly |
| 2025-09-30 | 2025-09-30 | 2025-10-15 | 2025-09-16 | $0.04 | Quarterly |
| 2025-06-30 | 2025-06-30 | 2025-07-15 | 2025-06-20 | $0.06 | Quarterly |
| 2025-03-31 | 2025-03-31 | 2025-04-15 | 2025-03-19 | $0.08 | Semi-Annual |
| 2024-12-31 | 2024-12-31 | 2025-01-15 | 2024-12-12 | $0.17 | Special |
| 2024-09-30 | 2024-09-30 | 2024-10-15 | 2024-09-16 | $0.08 | Quarterly |
| 2024-06-28 | 2024-06-28 | 2024-07-15 | 2024-06-13 | $0.08 | Quarterly |
| 2024-03-27 | 2024-03-28 | 2024-04-15 | 2024-03-15 | $0.07 | Quarterly |
| 2023-12-28 | 2023-12-29 | 2024-01-16 | 2023-12-12 | $0.07 | Quarterly |
| 2023-09-28 | 2023-09-29 | 2023-10-16 | 2023-09-14 | $0.07 | Quarterly |
| 2023-06-29 | 2023-06-30 | 2023-07-17 | 2023-06-14 | $0.06 | Quarterly |
| 2023-03-30 | 2023-03-31 | 2023-04-17 | 2023-03-16 | $0.06 | Quarterly |
| 2022-12-29 | 2022-12-30 | 2023-01-17 | 2022-12-15 | $0.06 | Quarterly |
| 2022-09-29 | 2022-09-30 | 2022-10-17 | 2022-09-15 | $0.06 | Quarterly |
| 2022-06-29 | 2022-06-30 | 2022-07-15 | 2022-06-15 | $0.06 | Quarterly |
| 2022-03-30 | 2022-03-31 | 2022-04-15 | 2022-03-15 | $0.06 | Quarterly |
| 2021-12-30 | 2021-12-31 | 2022-01-18 | 2021-12-15 | $0.09 | Quarterly |
| 2021-09-29 | 2021-09-30 | 2021-10-15 | 2021-09-14 | $0.09 | Quarterly |
| 2021-06-29 | 2021-06-30 | 2021-07-15 | 2021-06-16 | $0.09 | Quarterly |
| 2021-03-30 | 2021-03-31 | 2021-04-15 | 2021-03-15 | $0.09 | Semi-Annual |
| 2020-12-30 | 2020-12-31 | 2021-01-15 | 2020-12-21 | $0.13 | Special |
| 2020-09-29 | 2020-09-30 | 2020-10-15 | 2020-09-17 | $0.09 | Quarterly |
Coverage (payout of operating cash flow): 82.93%. Tax-character split (ordinary / 199A / capital gain / return of capital) — not disclosed (requires the annual allocation release).
Recent news — LFT
LIFT Announces Key Executive Appointments for Next Phase of Development
Court Approves Option to Acquire the Renard Mine Site
MicroVision Brought Onboard by Lake Fusion Technologies and Timberline Aerospace to Accelerate IRIS Sensor Package Deployment
Lument Finance Trust, Inc. Declares Quarterly Cash Dividends for its Common and Preferred Stock
Lument Finance Trust, Inc. (LFT) Q1 2026 Earnings Call Transcript
Lument Finance Trust Q1 Earnings Call Highlights
Lument Finance Trust Reports First Quarter 2026 Results
Lument Finance Trust Reports First Quarter 2026 Results
Headlines via Financial Modeling Prep; links open the original publisher in a new tab. Not an endorsement or investment advice.
Other Mortgage REITs
Same-store NOI, occupancy, leasing/WALT, top tenants, external-manager fees, development pipeline and (for non-traded vehicles) share-class fees, redemption/gating and NAV methodology are planned modules sourced from supplementals and prospectuses.