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PennyMac Mortgage Investment Trust PMT

Listed / Traded Mortgage NYSE Mgmt:

PennyMac Mortgage Investment Trust (PMT) functions as a specialized financial firm, concentrating its investments primarily on mortgage-related assets within the United States. The company operates through several key divisions: Its Credit Sensitive Strategies segment channels capital into various instruments, including credit risk transfer (CRT) agreements and securities, distressed loans, real estate holdings, and non-agency subordinated bonds. The Interest Rate Sensitive Strategies segment focuses on investments such as mortgage servicing rights, excess servicing spreads, and both agency and senior non-agency mortgage-backed securities (MBS), while also undertaking related interest rate hedging activities. Through its Correspondent Production segment, PMT engages in the acquisition, pooling, and subsequent resale of newly originated prime credit residential loans, either directly or packaged as MBS. The trust is externally managed by PNMAC Capital Management, LLC. For federal income tax purposes, PennyMac Mortgage Investment Trust qualifies as a real estate investment trust (REIT). This status generally allows it to avoid federal corporate income taxes, provided it distributes at least 90% of its taxable income to its shareholders. PMT was founded in 2009 and has its headquarters situated in Westlake Village, California.

This overview is background from company filings and may not reflect the latest quarter — the figures above are the current data, and the SEC filings are the primary source.

Plain-English: the Snapshot is the quick read — what it pays you (yield, dividend), how its cash flow looks (FFO/AFFO, Price/OCF) and how much debt it carries. Switch to Expert in the header to hide these explanations.

Snapshot

Price
$11.23
Market cap
$979.28M
Enterprise value
$20.08B
Dividend yieldi
14.25%
Annual dividendi
$1.60
Frequency
Quarterly
FFO / sharei
Not reported (common for mortgage REITs)
AFFO / sharei
Not reported in latest 8-K
Net debt / EBITDAi
28.88x · GAAP est.
Op. cash flow / sharei
$-82.92
Price / OCFi
-0.14
Payout (% of OCF)i
-1.93%
Debt / book capitali
91.57%
Premium / disc. to NAVi
No free consensus-NAV source
Credit ratingi
No free ratings feed

Yield uses the latest declared dividend, annualized (latest regular payout × frequency; special/liquidating distributions excluded) — an announced-but-not-yet-declared change isn't reflected until it has an ex-date. FFO, AFFO and Net debt / Adj. EBITDA are the company's reported figures from its latest earnings 8-K. Price/OCF and payout use GAAP operating cash flow. NAV premium and credit ratings have no free source yet. See Methodology.

$10,000 invested

890shares (~$11.23 each)
$1425est. dividends / year
$119≈ per month
14.25%current yield

Illustrative income only, at today's price and latest declared dividend — it excludes price changes, dividend cuts and taxes. Not a forecast.

Model PMT yourself — any amount, shares, per-payment & a multi-year DRIP projection →

Balance sheet (latest FY: 2025)

Total debt
$19.09B
Cash
$271.97M
Net debt / EBITDAi
28.88x
Debt / book capitali
91.57%
Total assets
$21.35B
Total equity
$1.89B
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Debt-maturity ladder, fixed/floating split, secured/unsecured and coverage ratios come from the supplemental — not yet ingested.

Financial history

FYRevenueNet incomeD&A EBITDAOp. cash flow
2025 $1.74B $127.87M $0.00 $93.82M $-7.21B
2024 $504.60M $160.98M $0.00 $1.03B $-2.70B
2023 $725.87M $199.65M $110.00K $1.28B $1.34B
2022 $-145.66M $-73.29M $6.75M $33.08M $1.78B
2021 $757.48M $56.85M $0.00 $688.32M $-2.82B
2020 $1.41B $52.37M $0.00 $1.29B $671.66M

Dividends

Recent regular dividends per share (special distributions excluded), oldest → newest.

Ex-dateRecordPaymentDeclaredAmountFreq.
2026-07-092026-07-092026-07-24 2026-06-16$0.40Quarterly
2026-04-092026-04-092026-04-24 2026-03-11$0.40Quarterly
2025-12-262025-12-262026-01-23 2025-12-10$0.40Irregular
2025-10-102025-10-102025-10-24 2025-09-17$0.40Quarterly
2025-07-112025-07-112025-07-25 2025-06-25$0.40Quarterly
2025-04-112025-04-112025-04-25 2025-03-06$0.40Quarterly
2024-12-272024-12-272025-01-24 2024-12-13$0.34Irregular
2024-10-112024-10-112024-10-25 2024-09-19$0.40Quarterly
2024-07-122024-07-122024-07-26 2024-06-13$0.40Quarterly
2024-04-112024-04-122024-04-26 2024-03-21$0.40Quarterly
2023-12-282023-12-292024-01-26 2023-12-06$0.40Quarterly
2023-10-122023-10-132023-10-27 2023-08-31$0.40Quarterly
2023-07-132023-07-142023-07-28 2023-06-09$0.40Quarterly
2023-04-132023-04-142023-04-28 2023-03-15$0.40Quarterly
2022-12-292022-12-302023-01-27 2022-12-07$0.40Quarterly
2022-10-132022-10-142022-10-28 2022-09-21$0.47Quarterly
2022-07-132022-07-142022-07-28 2022-06-02$0.47Quarterly
2022-04-132022-04-152022-04-28 2022-03-04$0.47Quarterly
2021-12-302021-12-312022-01-31 2021-12-07$0.47Quarterly
2021-10-142021-10-152021-10-28 2021-09-21$0.47Quarterly
2021-07-142021-07-152021-07-29 2021-06-23$0.47Quarterly
2021-04-142021-04-152021-04-29 2021-03-24$0.47Quarterly
2020-12-302020-12-312021-01-29 2020-12-18$0.47Quarterly
2020-10-142020-10-152020-10-30 2020-09-23$0.40Quarterly

Coverage (payout of operating cash flow): -1.93%. Tax-character split (ordinary / 199A / capital gain / return of capital) — not disclosed (requires the annual allocation release).

Recent news — PMT

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Same-store NOI, occupancy, leasing/WALT, top tenants, external-manager fees, development pipeline and (for non-traded vehicles) share-class fees, redemption/gating and NAV methodology are planned modules sourced from supplementals and prospectuses.

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