Granite Point Mortgage Trust Inc. GPMT
Granite Point Mortgage Trust Inc., a real estate investment trust, originates, invests in, and manages senior floating-rate commercial mortgage loans and other debt and debt-like commercial real estate investments in the United States. The company offers intermediate-term bridge or transitional financing for various purposes, including acquisitions, recapitalizations, and refinancing, as well as a range of business plans, such as lease-up, renovation, repositioning, and repurposing of the commercial property. It also originates and invests in mezzanine loans, subordinated mortgage interests, and other real estate securities, as well as preferred equity investments, unsecured notes, and other investments that are subordinated or otherwise junior in an issuer’s capital structure. The company was founded in 2015 and is headquartered in New York, New York.
Business overview written from the company's own Form 10-K (Item 1), filed 2026-03-02 — refreshed whenever it files a new one. The figures above are current; see its SEC filings. ✓ From the 10-K
Plain-English: the Snapshot is the quick read — what it pays you (yield, dividend), how its cash flow looks (FFO/AFFO, Price/OCF) and how much debt it carries. Switch to Expert in the header to hide these explanations.
Snapshot
Reported FFO / Distributable Earnings (Loss) / leverage are from the Q1 2026 earnings release (filed 2026-05-05) — 8-K, EX-99.1 ✓ Verified to filing.
Yield uses the latest declared dividend, annualized (latest regular payout × frequency; special/liquidating distributions excluded) — an announced-but-not-yet-declared change isn't reflected until it has an ex-date. FFO, AFFO and Net debt / Adj. EBITDA are the company's reported figures from its latest earnings 8-K. Price/OCF and payout use GAAP operating cash flow. NAV premium and credit ratings have no free source yet. See Methodology.
$10,000 invested
Illustrative income only, at today's price and latest declared dividend — it excludes price changes, dividend cuts and taxes. Not a forecast.
Model GPMT yourself — any amount, shares, per-payment & a multi-year DRIP projection →
Balance sheet (latest FY: 2025)
Debt-maturity ladder, fixed/floating split, secured/unsecured and coverage ratios come from the supplemental — not yet ingested.
Financial history
| FY | Revenue | Net income | D&A | EBITDA | Op. cash flow |
|---|---|---|---|---|---|
| 2025 | $145.28M | $-41.15M | $0.00 | $56.88M | $2.67M |
| 2024 | $-165.53M | $-207.05M | $6.51M | $6.51M | $8.76M |
| 2023 | $-22.67M | $-63.20M | $3.49M | $3.49M | $52.10M |
| 2022 | $78.26M | $-40.83M | $0.00 | $0.00 | $58.90M |
| 2021 | $87.53M | $68.35M | $16.56M | $16.56M | $60.30M |
| 2020 | $104.93M | $-40.44M | $0.00 | $0.00 | $20.25M |
Dividends
Recent regular dividends per share (special distributions excluded), oldest → newest.
| Ex-date | Record | Payment | Declared | Amount | Freq. |
|---|---|---|---|---|---|
| 2026-07-01 | 2026-07-01 | 2026-07-15 | 2026-06-16 | $0.05 | Quarterly |
| 2026-04-01 | 2026-04-01 | 2026-04-15 | 2026-03-13 | $0.05 | Quarterly |
| 2025-12-30 | 2025-12-30 | 2026-01-15 | 2025-12-17 | $0.05 | Quarterly |
| 2025-10-01 | 2025-10-01 | 2025-10-15 | 2025-09-17 | $0.05 | Quarterly |
| 2025-07-01 | 2025-07-01 | 2025-07-15 | 2025-06-17 | $0.05 | Quarterly |
| 2025-04-01 | 2025-04-01 | 2025-04-15 | 2025-03-13 | $0.05 | Quarterly |
| 2024-12-31 | 2024-12-31 | 2025-01-15 | 2024-12-19 | $0.05 | Quarterly |
| 2024-10-01 | 2024-10-01 | 2024-10-15 | 2024-09-20 | $0.05 | Quarterly |
| 2024-07-01 | 2024-07-01 | 2024-07-15 | 2024-06-18 | $0.05 | Quarterly |
| 2024-03-28 | 2024-04-01 | 2024-04-15 | 2024-03-14 | $0.15 | Quarterly |
| 2023-12-28 | 2023-12-29 | 2024-01-16 | 2023-12-19 | $0.20 | Quarterly |
| 2023-09-29 | 2023-10-02 | 2023-10-16 | 2023-09-20 | $0.20 | Quarterly |
| 2023-06-30 | 2023-07-03 | 2023-07-17 | 2023-06-22 | $0.20 | Quarterly |
| 2023-03-31 | 2023-04-03 | 2023-04-17 | 2023-03-16 | $0.20 | Quarterly |
| 2022-12-29 | 2022-12-30 | 2023-01-17 | 2022-12-20 | $0.20 | Quarterly |
| 2022-09-30 | 2022-10-03 | 2022-10-17 | 2022-09-20 | $0.25 | Quarterly |
| 2022-06-30 | 2022-07-01 | 2022-07-15 | 2022-06-16 | $0.25 | Quarterly |
| 2022-03-31 | 2022-04-01 | 2022-04-15 | 2022-03-17 | $0.25 | Quarterly |
| 2021-12-30 | 2021-12-31 | 2022-01-18 | 2021-12-16 | $0.25 | Quarterly |
| 2021-09-30 | 2021-10-01 | 2021-10-19 | 2021-09-15 | $0.25 | Quarterly |
| 2021-06-30 | 2021-07-01 | 2021-07-19 | 2021-06-15 | $0.25 | Quarterly |
| 2021-03-31 | 2021-04-01 | 2021-04-19 | 2021-03-18 | $0.25 | Semi-Annual |
| 2020-12-30 | 2020-12-31 | 2021-01-22 | 2020-12-21 | $0.45 | Special |
| 2020-10-07 | 2020-10-08 | 2020-10-19 | 2020-09-28 | $0.20 | Semi-Annual |
Coverage (payout of operating cash flow): 358.98%. Tax-character split (ordinary / 199A / capital gain / return of capital) — not disclosed (requires the annual allocation release).
Recent news — GPMT
Palogic Value Fund Sends Letter to the Board of Granite Point Mortgage Trust
Granite Point Mortgage Trust Q2 Earnings Call Highlights
Granite Point Mortgage Trust Inc. (GPMT) Q2 2026 Earnings Call Transcript
Granite Point Mortgage Trust (GPMT) Reports Q2 Loss, Misses Revenue Estimates
Granite Point Mortgage Trust Inc. Reports Second Quarter 2026 Financial Results and Post Quarter-End Update
Granite Point Mortgage Trust Inc. Announces Refinance of Legacy CLO Assets, Extension and Upsize of JPMorgan Repurchase Facility
Granite Point Mortgage Trust Inc. Announces Dates for Second Quarter 2026 Earnings Release and Conference Call
Granite Point Mortgage Trust Inc. Announces Second Quarter 2026 Common and Preferred Stock Dividends and Business Update
Headlines via Financial Modeling Prep; links open the original publisher in a new tab. Not an endorsement or investment advice.
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Same-store NOI, occupancy, leasing/WALT, top tenants, external-manager fees, development pipeline and (for non-traded vehicles) share-class fees, redemption/gating and NAV methodology are planned modules sourced from supplementals and prospectuses.